Many homeowners only think about their sewer line when there's a major problem. When problems occur, there are many questions to consider. Here are some of the most common questions we receive from homeowners about their sewer lines.
1. How long will my sewer line last?How long a sewer will last depends on a number of factors including the pipe material, proximity to trees, etc. If your sewer line is more than 40 years old, it may need replacing. Even if the home is newer, the plumbing may be connected to an older sewer pipe.
2. If the sewer line is damaged, who is responsible for repairing it?In most municipalities, homeowners are responsible for maintaining the sewer line from the home to the sewer main.
3. Does homeowner's insurance cover sewer line damage and repair?Most insurance policies do not cover repairs to sewer lines caused by gradual wear and tear. Before problems occur, check your homeowner's insurance policy to see if it covers sewer pipe repair or replacement.
Some insurance companies will add a sewer and drain endorsement to your policy to cover losses related to a sewer line backup, to cover damage to your home.